There are many important considerations to make when choosing a suitable loan provider. Taking out a loan is a major financial commitment and is sure ...

How to Get out of Debt – a Step-by-Step Guide
After I took the time to calculate my debt-to-income ratio, I’ll have to admit that I was a bit overwhelmed. As I’ve said before, I want to improve my...

How do I know if my debts are manageable?
Today I am going to be expanding a little on the topic of debt-to-income ratios. Why is this important you may ask? Knowing this ratio will come in ha...

Getting $16500 Bad Credit Car Loans in Canada
It is not as difficult as you think to get bad credit car loans in Canada. There comes a time in your life as a Canadian where you are in desperate ne...

5 Ways to Save Money for a Down Payment
Lately, I have been looking for new strategies to help increase the amount of money we are saving. This has been on my mind a lot lately, particularly...

What do you do when you find an error on your credit report?
One helpful tip that I recently came across was the importance of obtaining a copy of your credit report on a regular basis. The specifics of your cre...

What is an Emergency Fund?
Today I want to dive into the topic of having an emergency fund. As you know financial matters are an ongoing theme in the lives of most people and as...

When to Consider a Debt Consolidation Loan
Another financial scenario that is often on our minds is whether or not we should look into consolidating our loans. We certainly have a lot of debt t...