While many people are aware of what a credit score means – for the most part, it is also often true that they may not be as aware of what actual...

Become Debt-Free in 6 Months
In many of the blog postings I have written, I have discussed many money saving and budgeting tips that I have thought would be beneficial to my famil...

Lump Sum Payments/Monthly Installments – what’s better?
I have come to realize as I begin to learn more about how to manage debt, how to budget, and altogether how to be more financially responsible –...

How & Why to Obtain a Student Credit Card
Just as the summer turns into fall, the time for going back to school arrives for many students of all ages and of grade levels. Regardless of the age...

Back to School on a Budget – 5 ways to Save this September
For students starting at a college or university campus this fall, you are all likely to have one thing in common – the necessity for money. We ...

Falling Back into a Healthy Debt Situation
If you are like us, we’re pleased that we had a great summer and were able to spend time relaxing or going on some new adventures. If you are al...