You’ve been struggling with credit problems for a while and have finally come to the realization that the situation can’t go on for a second longer. N...
Should I Close a Loan or Keep it Open and Unused?
As you may already be aware, there are plenty of reasons why your credit score may take an unwanted tumble. It can also turn out that you are struggli...
Can I Negotiate with Creditors?
If you are having difficulty paying your bills and keeping up with monthly credit card and loan payments – the fear of missed payments and a ver...
3 Ways to Fix Your Credit Score in Preparation for Applying for a Mortgage
If you have been struggling with high volumes of debt for a long time it is likely that you are no stranger to bad credit. Along with having bad credi...
I Have Bad Debt – should I sell my home?
At Bad Credit Loans, we usually talk about buying a home but sometimes – when you are in a bad debt situation – you may be tempted to sell...
What’s Better – Buying a New Build or an Older Home?
One of the biggest decisions that we often make in life is buying a home. An added consideration to make under the umbrella of this topic includes whe...
5 Rules to Live by to Reduce your Bad Debt
Many, many Canadians struggle with bad credit and bad debt levels from time to time. Some of them have a lot of debt that continues to grow and grow, ...