While the act of accumulating debt can actually be quite easy, it is ridding ourselves of this bad debt that proves to be a much more challenging task...

The Importance of Long-term Financial Planning for Managing Debt
We all have future goals that we want to achieve at various times in our lives. For us, we talk about planning for our children’s education, planning ...

Start Planning for a Debt-Free 2015
It is probably very accurate to say that many people share the same singular financial goal. This goal of course being to live without the weight of d...

Are “Super Sales” Really Worth it?
While Black Friday has been a common staple in the States as well as a part of the ‘super sale’ family and Boxing Day is a big sale for Canadians, wit...

Why are so Many Canadians in Debt?
Across the provinces, many Canadian’s are struggling to keep up with their finances. Why you ask . . . the simple answer here is because of debt. The ...

3 Personal Finance Tips after Declaring Bankruptcy
While I am consistently writing about different issues and scenarios surrounding budgeting and personal financial management – often these are s...

Are you Re-negotiating your Mortgage?
I have had many people telling me lately that they are planning to re-negotiate their mortgage and this got me thinking that maybe this should be some...

Plan Ahead for After-school Activities to Save
Let’s face it there are many exciting, enrichment, confidence-building after-school activities that children can benefit from and it isn’t difficult t...