Depending on where you live in Toronto, you know that having a car is an important element of living life in the big city. Even if you live downtown, ...

What to Expect When Your Credit Rating Goes up?
Today’s discussion …. your credit rating! No need to worry if this sounds a bit daunting – this time, I will be talking about what to expe...

3 Winnipeg Ways to Get a Bad Credit Car Loan
Although Winnipeg isn’t the largest city in Canada, there is still a lot of land to cover in Manitoba. Most of us, who live in Winnipeg, have a ...

How to Find a Loan Provider that will Meet my Needs
There are many important considerations to make when choosing a suitable loan provider. Taking out a loan is a major financial commitment and is sure ...

How to Get out of Debt – a Step-by-Step Guide
After I took the time to calculate my debt-to-income ratio, I’ll have to admit that I was a bit overwhelmed. As I’ve said before, I want to improve my...

How do I know if my debts are manageable?
Today I am going to be expanding a little on the topic of debt-to-income ratios. Why is this important you may ask? Knowing this ratio will come in ha...

5 Ways to Save Money for a Down Payment
Lately, I have been looking for new strategies to help increase the amount of money we are saving. This has been on my mind a lot lately, particularly...

What do you do when you find an error on your credit report?
One helpful tip that I recently came across was the importance of obtaining a copy of your credit report on a regular basis. The specifics of your cre...