You may have heard of the expression ‘Blue Monday’ and wondered what that exactly it meant. Coined in 2005, this term typically refers to the first Mo...

5 Places to Find a Bad Credit Loan in Toronto
It is quite a common occurrence that some of us do find ourselves at one time or another in a bad credit situation. Despite this reality, we still are...

Taking Responsibility for a Bad Credit Situation – a friend’s tale…
Since I started telling friends and family about my financial goals this year, I’m amazed to hear some of the stories. I guess since I opened up the f...

6 Places to get Bad Credit Loans in Edmonton
Regardless of how hard we try, sometimes we fall into a bad credit situation. That being said, it is still likely that we will need to take out loans ...

6 Tips for Getting a Bad Credit Personal Loan in Calgary
In a matter of no time, we can find ourselves swimming in credit debt. As a result we may need to have access to more credit and loans for other expen...

The first 4 steps to help you recover from a bad credit situation
I was chatting to my friend Sylvia yesterday and we were talking about her current credit situation. Frankly, it didn’t sound so great. She’s ha...

4 ways I became a financial role model for my kids…
Since I had my first child, life has never been the same. At first, my husband and I couldn’t believe how our spending went up with our first little o...

Hmm…Should I get a payday loan for the holidays?
Many of you may relate to my dilemma – I’ve got so many Christmas gifts to buy but I have no idea where the money is going to come from. Lately, I’ve ...