The Impact on loans for Bad Credit and Credit Card Debt Dating back to reports released by the Bank of Canada in December, the discussion of raising i...

When will Interest Rates go Up in Canada?
While there has been some speculation about when interest rates will start to go up – it sure is something that seems to be on a lot of people’s...

How to Reduce your Bad Debt by New Years Eve – 5 Steps
While the act of accumulating debt can actually be quite easy, it is ridding ourselves of this bad debt that proves to be a much more challenging task...

Lump Sum Payments/Monthly Installments – what’s better?
I have come to realize as I begin to learn more about how to manage debt, how to budget, and altogether how to be more financially responsible –...

What does Housing Affordability Mean to Someone with Bad Credit?
Across Canada, each year many Canadian residents take steps toward becoming homeowners. This can be both an exciting and a somewhat stressful process....

Will the Bad Debt Habits of my Partner Impact my Own Credit Rating?
In addition, to the many other financial matters on my mind – I have been wondering lately about how my husband and my individual credit situati...

3 Reasons Paying off your Debt Should be your Top Priority
If you have been following along with my journey, chances are you probably already have learned that I am constantly on the look out for financial tip...

Need a $2,000 Bad Credit Loan in Vancouver? Here are some options for you…
Whether or not you are currently in a bad credit situation, emergency expenses happen to all of us at one stage of our lives. Sometimes we’re prepared...