After a long, long winter season – spring is finally in the air and we are feeling that now is a good time to clean up our finances once ...

Finding the Balance – Paying off Debt but Still Enjoying Life
While, I remain highly motivated to sticking as close to my proposed budget as possible and effectively manage our household finances to the best of m...

4 Ways to Start Saving One Step at a Time
Save, save, save! This is a common word in my vocabulary lately. And…it’s a goal that many of us try to get better at all the time...

Are you set to receive a tax refund?
In some respects, receiving a tax refund almost seems like Christmas or a birthday – a once a year event that can be a welcomed and an exciting ...

What to Expect When Your Credit Rating Goes up?
Today’s discussion …. your credit rating! No need to worry if this sounds a bit daunting – this time, I will be talking about what to expe...

How to Get out of Debt – a Step-by-Step Guide
After I took the time to calculate my debt-to-income ratio, I’ll have to admit that I was a bit overwhelmed. As I’ve said before, I want to improve my...

5 Ways to Save Money for a Down Payment
Lately, I have been looking for new strategies to help increase the amount of money we are saving. This has been on my mind a lot lately, particularly...

What do you do when you find an error on your credit report?
One helpful tip that I recently came across was the importance of obtaining a copy of your credit report on a regular basis. The specifics of your cre...