What’s in a New Year’s Resolution? We all make them, we all try and follow through with them – and some of the time we are even successful. Howe...

Can I Negotiate with Creditors?
If you are having difficulty paying your bills and keeping up with monthly credit card and loan payments – the fear of missed payments and a ver...

3 Ways Bad Credit can Impact your Relationship
When we think about forming a romantic relationship with someone, it is unlikely that the first thought that comes to mind to bring up will involve th...

Is Student Debt Bad Debt?
When we hear the word debt, of course it is natural to immediately jump to some negative conclusions. While this can most certainly at times be the tr...

Do Secured Credit Cards Help you Repair your Credit?
One rather finicky predicament that many Canadians find themselves in, is having bad credit. I’m sure this is nothing new to hear – although may...

The 3 Advantages of Debt Consolidation
The 3 Advantages of Debt Consolidation for Outstanding Credit Card Debt Efficiency, momentum, a faster rate – are all components that can make p...

Celebrate Canada Day without the Worry…
…of bad debt With so many exciting events and celebrations to come over the summer months, one important day that holds great meaning in our cou...

City or Suburbia? What can you afford even with bad credit?
The True Costs to Factor into your Decision In this day and age, we are seeing many new lifestyle trends from individuals across Canada and throughout...