Even though 2014 has come and gone the reality is that it has only been a couple of months since December and our favourite holiday, Christmas. For ma...

Why are so Many Canadians in Debt?
Across the provinces, many Canadian’s are struggling to keep up with their finances. Why you ask . . . the simple answer here is because of debt. The ...

Lump Sum Payments/Monthly Installments – what’s better?
I have come to realize as I begin to learn more about how to manage debt, how to budget, and altogether how to be more financially responsible –...

Falling Back into a Healthy Debt Situation
If you are like us, we’re pleased that we had a great summer and were able to spend time relaxing or going on some new adventures. If you are al...

The Impact of Bad Debt on Relationships
Dealing with debt on your own can be difficult enough without having it invade the variety of relationships in our lives. If I’m being totally honest,...

Can I Get out of Debt & Live Life on My Own Terms?
This is a question many of ask ourselves these days and according to Paula Pant the answer is YES! More and more, we are seeing people take steps out ...

How to Make Extra Money in the Summer for your Bad Debt
If you have read or perused any one of my blogs you are likely to have noticed that I am quite focused on examining the endless possibilities o...

Are you set to receive a tax refund?
In some respects, receiving a tax refund almost seems like Christmas or a birthday – a once a year event that can be a welcomed and an exciting ...