One of the many stresses that parents have on their plates is worrying about how they will manage to pay for their child’s or their children’s educati...

The Power of Downsizing your Life
Debt, Debt, and more debt! I am sure a lot of people can relate to this word, yet also dread hearing it at the same time. Unfortunately once debt pile...

Budgeting Trade-offs: Spoil the Kids / Make them Work for it?
As a parent to two young children, my mind is always looking for ways of improving their lives and giving them the very best. While some people might ...

Budgeting trade-offs: More Cash or Paying off Balances?
As I mentioned in my last blog, for the next few postings, I will focus my writing an umbrella topic called, the Budgeting Trade-off Series.’ The insp...

Budgeting trade-offs series – living in the moment vs saving for the future
Bad Credit Loans realizes that budgeting can be tough & often involves trade-offs. We take a look at some of these trade-offs in a series o...

Will the Bad Debt Habits of my Partner Impact my Own Credit Rating?
In addition, to the many other financial matters on my mind – I have been wondering lately about how my husband and my individual credit situati...

What is an Emergency Fund?
Today I want to dive into the topic of having an emergency fund. As you know financial matters are an ongoing theme in the lives of most people and as...

How to Help your Valentine Improve their Credit Situation
This blog may be slightly different from my normal postings – however, with it being February 14th and all, I wanted to talk about our finances ...