Soon enough you will be celebrating your 20th birthday and saying goodbye to the teenage years. Are you ready?? If your answer to this question is NO,...

Is it Better or Worse for my Credit Score to Close an Old Credit Card?
Dealing with credit can be a daunting task. There are many reasons for this, one being that there are many conflicting ideas on what is the best way t...

3 Tips to Using your Credit Card Without Hurting your Rating
Something can definitely be said for knowing actually what you are getting yourself into before you start using a credit card. With so many credit car...

Should I Close a Loan or Keep it Open and Unused?
As you may already be aware, there are plenty of reasons why your credit score may take an unwanted tumble. It can also turn out that you are struggli...

Do Secured Credit Cards Help you Repair your Credit?
One rather finicky predicament that many Canadians find themselves in, is having bad credit. I’m sure this is nothing new to hear – although may...

The Added Benefits of your Credit Card While you Travel
Do you have summer travel plans on the brain? Whether you are travelling abroad or planning a across country adventure – one reality that you wi...

When is Paying with your Rewards Credit Card Worth it?
Credit, credit, and more credit. With all of the many credit cards on the market, knowing which one to choose can sometimes be a challenging endeavour...

Don’t Let April Showers Rain on your Debt
Don’t Let April Showers Rain on your Debt – take steps to avoid bad debt now! There are lots of reasons that lead us into debt. Sometimes it may...