By now you have probably heard that having a bad credit score can wreck a whole lot of havoc on your finances – including your inability to acqu...

How a bad credit score can impact you & your future…
While it is common to think about ways to improve your credit – it is also just as important to understand how having bad credit can impact you ...

3 Personal Finance Tips after Declaring Bankruptcy
While I am consistently writing about different issues and scenarios surrounding budgeting and personal financial management – often these are s...

When to Contact a Credit Bureau
While many people are aware of what a credit score means – for the most part, it is also often true that they may not be as aware of what actual...

3 Ways that Using Credit Cards can Help to Improve your Credit Score
When we think about credit cards, it is not a big stretch that we also think of falling into debt and financial difficulties. While yes, this certainl...

What’s the impact of student loan debt?
As I said in my last post, my husband & I worry about how to fund our child’s post-secondary education. Pursuing post-secondary education i...

3 Reasons Paying off your Debt Should be your Top Priority
If you have been following along with my journey, chances are you probably already have learned that I am constantly on the look out for financial tip...

What to Expect When Your Credit Rating Goes up?
Today’s discussion …. your credit rating! No need to worry if this sounds a bit daunting – this time, I will be talking about what to expe...