Have you been struggling with debt and/or basically living from pay check to pay check? If so, it is highly likely that you have not been able to find...

Do You Need an Emergency Fund?
While you may already have lots of plans for your finances – one avenue that you should reserve for you money is to have an emergency fund. The ...

What is an Emergency Fund?
Today I want to dive into the topic of having an emergency fund. As you know financial matters are an ongoing theme in the lives of most people and as...

When to Shy Away from a Payday Loan
Earlier this month, I wrote a blog post about how our family took advantage of using a payday loan to help us get out of a jam. This of course is refe...

When a Payday Loan Can Come in Handy
Looking at our credit card bills following the holidays was quite the nightmare. They were even higher than usual and as expected the anxiety and stre...