The truth of the matter is, different people have different income levels. For every one of us who makes enough money out there, there are the ones, w...

Education is the Key to Future Money Management
Like many things in life, knowledge is power. Until we go out to get a loan, many of us don’t even know that we may be in a bad credit situation. Part...

Bankruptcy Trustees: Common Consumer Questions
One subject I have not written too much about is bankruptcy. Fortunately, I have never had to file for bankruptcy myself, however I am aware of...

What is an Emergency Fund?
Today I want to dive into the topic of having an emergency fund. As you know financial matters are an ongoing theme in the lives of most people and as...

How to Help your Valentine Improve their Credit Situation
This blog may be slightly different from my normal postings – however, with it being February 14th and all, I wanted to talk about our finances ...

8 ways I plan to teach my kids to manage their money
Since I found out my credit score yesterday, my minds been full of wonder around how I could have waited so long to get my financial affairs in order....

The first 4 steps to help you recover from a bad credit situation
I was chatting to my friend Sylvia yesterday and we were talking about her current credit situation. Frankly, it didn’t sound so great. She’s ha...

Getting ready to reduce my debt in 2014!
After my final shopping spree on Boxing Day yesterday, I got home and was utterly exhausted. I’m not sure if any of you can relate to my mixed feeling...