While right now you are probably fairly preoccupied wit thoughts of Christmas, you may also be looking ahead to what the New Year will hold. While a n...

Are Boxing Day Sales Really Worth it? Where you can Save?
The presents have been opened, Christmas dinner has been enjoyed – now you are ready to head out for some good old Boxing Day shopping. If this sounds...

How Much Debt Does the Average Canadian Rack up at Christmas?
While there are many cheerful terms used to describe Christmas, unfortunately, there is one negative one that has also become linked to this ti...

Is it Worthwhile to Negotiate with Creditors?
Debt can be a really challenging reality for many Canadians. While there are plenty of bad credit and debt relief strategies that can help individuals...

3 Steps you Can Take to Get Approved for a Mortgage
Hoping to buy a new home this year? Well this means, you are likely to need a mortgage to help make this goal possible. If you have bad credit however...

5 Ways to Budget for Christmas
Christmas . . . . it’s a magical time of year. It is also an expensive time of year – or at least it can be. Knowing that Christmas is a ...

Will the Canadian Interest Rate Rise in 2016?
One question sure to be on the minds of many Canadians is whether or not interest rates will rise in 2016? Since the prime rate set by the Bank of Can...

How to Save $1000 by the End of 2016
If lately, you have been struggling with your finances, perhaps bad credit and debt have even become a huge issue that is affecting your entire life. ...