Like many things in life, knowledge is power. Until we go out to get a loan, many of us don’t even know that we may be in a bad credit situation. Part...
Budgeting trade-offs: More Cash or Paying off Balances?
As I mentioned in my last blog, for the next few postings, I will focus my writing an umbrella topic called, the Budgeting Trade-off Series.’ The insp...
Want to Manage your Money Better?
Like most of us, we bet you do. Regardless of your debt situation, many of us want to know how to manage our money more effectively so we can clear ou...
3 Toronto Sources for a Bad Credit Car Loan
Depending on where you live in Toronto, you know that having a car is an important element of living life in the big city. Even if you live downtown, ...
5 Ways to Save Money for a Down Payment
Lately, I have been looking for new strategies to help increase the amount of money we are saving. This has been on my mind a lot lately, particularly...
What do you do when you find an error on your credit report?
One helpful tip that I recently came across was the importance of obtaining a copy of your credit report on a regular basis. The specifics of your cre...
How to Help your Valentine Improve their Credit Situation
This blog may be slightly different from my normal postings – however, with it being February 14th and all, I wanted to talk about our finances ...
When to Shy Away from a Payday Loan
Earlier this month, I wrote a blog post about how our family took advantage of using a payday loan to help us get out of a jam. This of course is refe...