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    The Deadline is on its Way – Will you Have to Pay? 3 Ways to Maximize your Tax Efficiency

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    Personal finance
    April 15, 2017

    With the tax deadline just about 2 weeks away now, one question that is sure to be on the minds of Canadians is whether or not they will have to pay b...

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    Missed the RRSP Deadline? Here are 3 Other Ways to Save

    0
    Personal finance
    March 6, 2017

    By now you are likely to be putting in the time to complete your taxes, with RRSPs perhaps being a part of your tax file this year. With the deadline ...

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    Our Plans to Save for a Rainy Day

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    Budgeting, Personal finance
    January 24, 2014

    New Years resolutions often involve finances and money in some form or another. For me, this year was no different. I wanted to improve our family’s f...

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    3 Lenders For Bad Credit Loans With Low Interest

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    Loans for People with Bad Credit in Ontario

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    Miriam Berman said:

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    Ronit Sharma said:

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    Miriam Berman said:

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    my husband and I have debts ie: car payment, student loans, credit cards, bank loan, over drafts and two stupid Citi-financial loans totaling approxim...

    Josee said:

    Hi, I would like to apply for a personal loan of $5000. My credit is not very good as my husband left me in april so i'm trying to catch up on everyt...

    Michael Massaro said:

    Hi, I'm trying to get a unsecured personal loan for 5000 but unfortunately most of the companies I have applied to have declined except of one company...

    Miriam Berman said:

    HI Patrick, See my response & link on the other comment.

    Miriam Berman said:

    Hi Patrick, Thanks for your message. It sounds like you need a personal loan. If you have an income, you should be able to get some funds from a pers...

    Patrick Carley said:

    Looking to get a loan to cover school, need 7000, now have been turned down by student loans, and at least 3 banks. I have bad credit. Also down to th...

    Patrick Carley said:

    Looking to get a loan to cover school, need 7000, now have been turned down by student loans, and at least 3 banks. I have bad credit.

    Miriam Berman said:

    Hello I can't specifically speak about these lenders. Did you find out about these lenders through our Bad Credit Loans site? If you are applying for...

    Urs said:

    I was looking online for a small Business loan. I received two offers. One from goldenyearsfinancial.com from Kanata ON and aflabofcanada.com (Associa...

    Miriam Berman said:

    Hello Dnysha, It sounds like you are looking for a personal loan. I'd recommend visiting - http://www.bad-credit-loans.ca/find-personal-loan-option/ -...

    Miriam Berman said:

    Hi Anthony, I would suggest one of these lenders - http://www.bad-credit-loans.ca/find-personal-loan-option/. There are a range of lenders listed her...

    Miriam Berman said:

    Hi Jay Thanks for your message. I would suggest that you apply online through the link - http://www.bad-credit-loans.ca/mortgage-lenders/. This is th...

    Dnysha said:

    Hello I'm looking for help with a downpayment for a home I'm looking to purchase in the future. There are severance issues going on with the property ...

    Anthony Singh said:

    Hi there, I am looking for a private lender to refer my clients to. Could you have someone contact me. Thank you,

    roger said:

    yes

    Jay said:

    I would like to buy a house with my daughter but both our credit scores are terribly low. Would we qualify for no downpayment on a house and a full ...

    Miriam Berman said:

    Hi Serena Thanks for your message - we are trying to build up the business loan part of our website. See the following search results - http://www.ba...

    Miriam Berman said:

    Hello Jeff, Thanks for getting in touch. One of our lenders should be able to help you since you have a consistent amount of income/month. I would su...

    Miriam Berman said:

    Hello John Sorry for the delay in the response. If you are still looking for a loan, I'd suggest that you contact one of the lenders listed on - http...

    Serena said:

    I am a new business start up and looking to secure about 10,000 in total for operating & capital expenses. My credit is in the mid 500's due to s...

    j-f said:

    Hi, I am currently paying off a consumer proposal and I was wondering if I would still be able to qualify for a car loan. Price range would be around ...

    john said:

    looking for a real personal lender for a quick loan , no hidden cash fees to pay out before a loan is deposit , if possible to deal in person need ...

    Miriam Berman said:

    Hi Pam, Thanks for your message. Have you considered debt consolidation? I think that would be your best option. Here is a link to follow so you can ...

    Miriam Berman said:

    Hi Steve Thanks for your message. You would need to ask one of our lenders. They will be looking at your income & debts so it depends on your overall...

    pam said:

    i have credit card debts but i would like to get a loan. i have bad credit right now, would i be able to get a loan to pay off the credit cards?

    Steve said:

    Hi, My vehicle is coming to the end of its balloon finance term with a $15K buyout balance which I would like refinance and a black book value of app...

    Miriam Berman said:

    Hello, You sound like you're in a good situation to get some help from a mortgage broker. I would recommend visiting - http://www.bad-credit-loans.ca...

    Miriam Berman said:

    Hi Candy, I would recommend contacting one of the brokers listed here - http://www.bad-credit-loans.ca/mortgage-lenders/. These brokers can help peop...

    Candy said:

    Hi we are looking to remortgage and consolidate. We both have full time jobs. And our credit is low

    CB said:

    Hi, My spouse and I are looking to buy a home in Atlantic Canada, and have been declined from a bank due to credit issues from several years ago (2...

    Miriam Berman said:

    Hello Tamadji, If you would like to apply for a personal loan, please visit http://www.bad-credit-loans.ca/find-personal-loan-option/. There are a nu...

    Miriam Berman said:

    Hi Karon, Are you based in Canada? If so you should try to look for a personal loan on our Personal Loans page - http://www.bad-credit-loans.ca/find-...

    Karon said:

    Hello, We are looking for a car loan for my Husband, He has a "fair" credit score and one thing on his report that is in collections but that will...

    Tamadji said:

    I want to borrow money, the maxiumum amount of the loan, how much interest, the maximum long loan. If there are tables loans, longer and better angsu...

    Miriam Berman said:

    Hi Amanda I'm really sorry to hear about this - it isn't nice when you are actively trying to get back on your feet. The Ontario Works program is des...

    Miriam Berman said:

    Hi Lloyd, Thanks for getting in touch. There is always some hope. I would suggest that you apply online for a personal loan at one of the providers w...

    Lloyd Longhurst said:

    I am in need of 30,000 to get me out of bancruptcy and pay some overdue utility bills. Have very little for collateral and a very low credit score. I...

    Amanda said:

    I have tried everywhere to get a $1000 loan to fix my engine in my car, no one will help me anywhere & I am now having to walk everywhere with my ...

    Miriam Berman said:

    Hello Leon, Thanks for getting in touch. Are you based in the US or Canada? Our expertise is directed more at Canadian individuals. If you are Canadi...

    LEON said:

    I just got discharged from a chapter 7! I was able to get a fresh start loan for a car through my credit union! They draft my payment from my account!...

    Miriam Berman said:

    Hello, I'm sure that one of our lenders can help. Since he's already been approved that is a good start - so is a good level of income. Hopefully his...

    Miriam Berman said:

    Hi Melissa, Since we don't offer the loans directly, unfortunately we don't offer a contact centre. You can always complete an application through on...

    Miriam Berman said:

    Hi Please get in touch with one of our mortgage brokers - they may be able to help you. You may need to provide proof of income so I would also think...

    Miriam Berman said:

    Hi Frank Thanks for your message. I'm sorry to hear about your troubles. Our lenders specifically help people who are in a tough credit situation. Yo...

    Miriam Berman said:

    Hi Nicole Thanks for your message. We aren't the loan provider but the links on our site provide contacts to our lenders. To get a loan you will have...

    Curious said:

    My fiancé and his brother hold a mortgage and it's not smooth sailing. The mortgage is currently through a major bank. My fiancé cannot get a mortgage...

    Melissa said:

    Hi Miriam, Would I be able to talk to you about my situation privately if possible? You can contact me via my email, I would prefer to be private abo...

    jessel said:

    Hi, I am about to move to thunder bay ontario as a full time student. I would be taking osap, I was wondering is it possible for me to get a mortag...

    Frank said:

    Hi Miriam, I am currently unemployed, and i have the very bad luck of having no credit at all. I got bills to pay and ive currently run out of opti...

    Nicole said:

    Hi I was wounding what do u need to get a loan from your guys Im only looking for a small loan 5000-10000 that's all to get a car.

    Miriam Berman said:

    Hi Cindy, We don't offer loans directly but provide you with the connection to the lenders who can help. If you go through the application process on ...

    Miriam Berman said:

    Hello, I would highly recommend that you get in touch with a mortgage broker. There are a few listed on - https://www.bad-credit-loans.ca/mortgage-len...

    Miriam Berman said:

    Hi Milton, If you have a good source of income that definitely helps. I would recommend applying via an application on the page you commented on - ht...

    Miriam Berman said:

    Hi Have you visited our page - https://www.bad-credit-loans.ca/find-personal-loan-option/? There are a range of providers listed on here. If you sele...

    Miriam Berman said:

    Hi Heather, Did you apply through our site. I agree with you in that if you have a bad feeling that you should do more research on this firm. If you ...

    Miriam Berman said:

    Hi Yes - they should be able to work with you. The best way to learn more and see how they can help is to get in touch with the lenders on our site. ...

    Miriam Berman said:

    Hi Lorraine, From the page you commented on https://www.bad-credit-loans.ca/car-loans/ - I recommend that you contact one of the loan providers who c...

    Shihab said:

    Thanks

    Lorraine Wiebe said:

    I had recently in the past couple of weeks purchased a new vehicle financed it through the dealership but did not like the interest rate as they were...

    Kevin said:

    Do I have to put the full deposit down right away? We're a little tight on cash until Friday. One website I was on said that Home Trust can work with ...

    Heather said:

    I was reading the posts for Breton Capital Group I applied online and was contacted by a company Lefhan Monetary Trust. The similarities between Bre...

    Shal said:

    Hi Miriam I'm looking to get a perdonal loan to pay off my debts my credit score is below 600 do u have any suggestions. Thanks

    Shal said:

    Hi Miriam I'm looking for a loan company in Vancouver bc Canada who can give me a personal loan my credit score is under 600.

    milton said:

    Hi Im looking for a car loan. my credit was poor but all collection accounts were paid off. what is the chance of getting approval? I do make good ...

    Cee said:

    Hi, my husband and I are trying to qualify for our first mortgage. He makes $42,000 a year, I make $36,000 a year ( not salary) 2013 we got married an...

    Cindy said:

    I have bad credit but I would like to get a loan to purchase a motorcycle. Do you do this? Thank you

    Miriam Berman said:

    We are a site with a Canadian readership. Thanks Miriam

    Amuta Racheal said:

    Hello all, I am Mrs Amuta Racheal a private loan lender from Germany, i offer loan at 3% interest rate, this is a legitimate company with honor a...

    Miriam Berman said:

    Hi From our understanding, once you send through your information to the loan provider they will get in touch as they will need more information bef...

    Miriam Berman said:

    Hi I would suggest speaking to a mortgage broker to find out more about rent-to-own arrangements. I know that you need to have a good agreement in pl...

    RHONDA said:

    I would like to get some information on a Rent To Own. I have a house in mind, but I have outstanding student loan that I am faithfully paying on. I ...

    Jane beck said:

    Is this guaranteed approval. I'm really looking to improve my credit I do have two accounts in collections. Would this hinder my approval for a cc? ...

    Miriam Berman said:

    Hi I'm sure that you can find something as it seems like you have all of your ducks in a row. You can look at this blog page - https://www.bad-credit...

    Miriam Berman said:

    Hi It sounds to me that you are looking for debt consolidation. The debt consolidation page - https://www.bad-credit-loans.ca/debt-consolidation/ - y...

    Miriam Berman said:

    Why not? Have you fixed the issue or please let me know which link specifically isn't working. Thanks Miriam

    Tammy said:

    Hello, Me and my partner now have been left or have taken all the debts from previous marriages. Im in debt for 24000 and he is in bankruptcy but the...

    dave evans said:

    cant get past this page

    chad said:

    i am looking for a personal loan of $5000 with a repayment plan of $500 bi-weekly. i purchased a car and needs some work to be safe and road worthy. i...

    Miriam Berman said:

    Hi Shannon I'm sorry to hear about these financial stresses. I'm sure that there are options available to you for a personal loan if your partner is ...

    Miriam Berman said:

    HI Garry You could apply for a personal loan for this reason. I would suggest that you visit our homepage and go to some of the links that highlight ...

    Miriam Berman said:

    HI Give who? Our readers? To our readers - please note that we do not know Kevin and going to him for a loan is not something we are necessarily reco...

    Miriam Berman said:

    OK Tom. Thanks - I would ask for further information & for you to do some research on them to ensure they are legitimate. I would recommend that you c...

    Shannon said:

    HI, I am in need of a 7000 loan but my credit is bad. My ex left me and left me with pretty much nothing. I need this money for medical as BC Med do...

    Garry said:

    Hello I'm doing a consumer proposal paying 400.00 a month, but am still need 5000.00 to pay loans to a friend and sister. Is it possible to get a l...

    Kevin williams said:

    I can give you contact of a private lender, who can get you a loan in 2hours. Here is my email: kevinwilliamsfinancialplanning#@gmail.com

    Tom said:

    I haven't deposited any funds yet, just did the online application this afternoon for Home Trust Visa Haven't spoken to anyone but was given the addr...

    Miriam Berman said:

    Hi We don't approve the credit cards so you will have to wait to hear back from the credit card supplier. Who did you deposit funds with? Did you do ...

    Tom said:

    I just applied. Is submitting deposit a guarantee of a credit card. If declined for a card how soon will my deposit be returned Second can payment of...

    Miriam Berman said:

    Hi Kimberly, I'm sorry to hear about your situation. Have you checked this post? https://www.bad-credit-loans.ca/find-personal-loan-option/ There a...

    Miriam Berman said:

    Hi Cheryl If you go to our homepage there should be some personal loan links on there to link you to a supplier. You can also find some recommendatio...

    Cheryl said:

    Hi there my husband and I were just discharged from our bankruptsy in December 2014 and now Im looking for a loan to start rebuilding my credit. Every...

    Kimberly said:

    Hi, I wanted to know how I could loan up to 4,000? My spouse had gotten are SUV wreck at the front of the vehicle and insurance won't cover because...

    Miriam Berman said:

    Hi Allen, Thanks for your message. I recommend clicking on one of the links on our homepage around personal loans or clicking on a link on this page =...

    Miriam Berman said:

    Hi Amber How did you get in touch with them - through our site? We can't vouch for any particular company but if you got a quote through our site we ...

    Lyster Dullesco said:

    I just wanna solve my financial problem.

    toms norge said:

    hi That's a nice post.Thanks for sharing.

    amber said:

    Is Easyhome Financial OK to deal with? I know I'll be paying high interests rates but are they upfront about everything? Thanks

    Allen said:

    Hi I have pretty bad credit and am looking for a loan of 1850 just to cover some personal stuff going on is there anywhere that will approve me for mo...

    Chas said:

    Asking questions are truly good thing if you are not understanding anything totally, but this post provides nice understanding yet.

    Miriam Berman said:

    Hello Chris, Thanks for getting in touch & I'm sorry to hear about your situation. For personal loans, I recommend visiting - https://www.bad-credit-...

    Miriam Berman said:

    Hi Raymond, Thanks for getting in touch. You can share your current credit situation with one of our car loan lenders. Please visit - https://www.bad...

    Raymond said:

    Hi i just left my company i worked for a year with and i am currently in consumer proposal. i am wondering if i can be able to get a car loan and what...

    Chris said:

    Hello, unfortunately I can not find anyone to approve me in Ontario Canada for a LOC or personal loan to purchase a permanent residence in a mobile p...

    Miriam Berman said:

    Hi You should be able to as the car loan will be released to you and then you will use those funds to apply to the car at the dealership. I hope that...

    Miriam Berman said:

    Hello Kato, Most of our loan specialists can offer assistance across the country - if they aren't able to help they normally can provide you with a re...

    Miriam Berman said:

    Hi Theresa, I'd recommend visiting our debt consolidation page - https://www.bad-credit-loans.ca/debt-consolidation/. You can complete the short for...

    Miriam Berman said:

    Hi Bad Credit Loans doesn't lend money but we provide you with links to companies that can help. I would recommend visiting our debt consolidation li...

    Barry said:

    Hi! I could have sworn I've been to this websdite before but after going through a few of the articles I realized it's new to me. Nonetheless, I'm...

    Lina said:

    Would it make sense to borrow money with you guys so we can settle some of our debts faster? My husband's score is 560 and mine around 580. We had $14...

    Theresa said:

    I have a bad credit score, i was looking into taking all my bills and turn it into one bill. I have my car payments of 520.00 i owe 30,000 on, also st...

    Kato said:

    Do you know any of these lenders do business in Quebec?

    Tim said:

    Can I choose a car from a dealership of my choice?

    Miriam Berman said:

    Hi We would always recommend you pay off outstanding debt first as this will help your credit rating and give you a better sense of your total dispos...

    Miriam Berman said:

    Hi I'm afraid I don't have her contact details. I am surprised you didn't record them. Please go through the links on our site again to get in touch ...

    Lena said:

    I have tried to get a loan but just contacted Mrs Hanks and she has been really helpful please i am want to say a big thanks to her

    David said:

    I have a question. My credit score is between 550 and 600. I have questionable credit score and I came into a few dollars and was thinking about buy...

    Miriam Berman said:

    Hi Samantha, I'm sorry to hear about your financial troubles - it is stressful & you sound like a hardworking person who is trying to make ends meet....

    Miriam Berman said:

    Hi Paul, I wouldn't want to argue with whoever you spoke to at the bank. However, any time you take out credit and a report is sent back to the credit...

    Samantha said:

    Hello, I am lookimg at obtaining a loan. My fiancé lost his job and i have been paying everything i could afford. I became late on my car payment ...

    Paul said:

    As far as I know, secured credit card doesn't help to rebuild your credit file, since you will be using your own money (The secured deposit). Secured...

    Miriam Berman said:

    Hi Bryan, Thanks for your message. I suggest that you visit one of the links on our homepage - http://www.bad-credit-loans.ca/. One of these providers...

    Miriam Berman said:

    Hello Jimy, Thanks for your message. You should try to visit one of sites through our links on our homepage - http://www.bad-credit-loans.ca/. If you ...

    Bryan Fournier said:

    Hi, i am looking to borrow 17,500$. i want to pay back my grandparents, father and get this apartment building court case off my back and live in peac...

    Jimy said:

    Please if u can email me how to get a personal loan and i dont have very good credit thanks

    Miriam Berman said:

    HI Raymond What app do you mean? Do you mean that the application didn't work? There are links on our home page - www.bad-credit-loans.ca - if you cl...

    Raymond said:

    Miriam I did that but unfortunately the app did not work I need a loan really fast any lenders out there that can help?

    Miriam Berman said:

    Please visit some of the links on our homepage - http://www.bad-credit-loans.ca/

    Miriam Berman said:

    HI Jaime, Thanks for your message. You may be able to line some credit up - you should look at our homepage - http://www.bad-credit-loans.ca/ - there...

    Jaime said:

    I am a full time student and I don't have a job I am looking to get a quick loan until my money comes in, in January just about 2,000 my credit score ...

    brenda said:

    need a loan bad

    Miriam Berman said:

    Hi Raymond, Thanks for your message. I recommend that you visit our homepage - https://www.bad-credit-loans.ca/. You will notice some links for Perso...

    Raymond said:

    I need 5000- 10000 ASAP cannot do easy financial and citi financial In need of a personal loan. I can repay monthly. I am in dire straights

    Miriam Berman said:

    Hi Tony, I'm sure that one of the mortgage brokers listed on our site can help you out. Please visit - https://www.bad-credit-loans.ca/mortgage-lende...

    tony said:

    hi I have fair credit and own an apartement building that the interest is at 12% valued at 250,000$ still owing 130,000$ on it looking for refinance a...

    Miriam Berman said:

    Hello Melba, Thanks for getting in touch. I'm not sure what the loan is for but if you go to our Loans page - https://www.bad-credit-loans.ca/loans/ ...

    melba said:

    Hi there, I'm looking for a personal loan for around 6000 to 7000. I've already obtained one loan to citifinancial. But still need a bit more. Are th...

    Miriam Berman said:

    Hi, If you visit our car loans page - https://www.bad-credit-loans.ca/car-loans/ - there are a number of links there that you lead to car loan provide...

    Miriam Berman said:

    Hello, If you are looking for a loan please click on one of the links on our homepage to apply - https://www.bad-credit-loans.ca/. Good luck, Miriam

    Miriam Berman said:

    Hi Frank, I'm sorry to hear about everything that's happened over the past few months - it sounds like a whirlwind. I am so happy to hear that your so...

    Frank said:

    I am self employed. My son was diagnosed with cancer 7 months ago and during that time I gave him all the attention in the world. My wife was on a lea...

    Randall said:

    Appreciate the recommendation. Let me try iit out.

    John said:

    I am looking for an auto loan. I used to have good credit, I was approved for a mortgage and everything, until my ex girlfriend got a hold of my credi...

    jennylynjimenez said:

    Hope you can help me to have a loan .looking forward to hear good new's thanks and god blesd

    Miriam Berman said:

    Hi Dante, Thanks for all of the details. I have approved this comment so it's posted publicly. Please let me know if you'd like me to remove it once y...

    Miriam Berman said:

    Hi Gerry, That's great. Please visit one of the links in the article. That will take you to an application page. The application links are on this pag...

    Gerry Twamley said:

    I am interested in the home trust visa card , how do i apply?

    Ron Kadarishko said:

    I think this is among the most significant information for me. And i am glad reading your article. But should remark on some general things, The site ...

    Dante said:

    Hi. My wife & I have a net income of ~$9000/mo. I'm in software & she's a nurse. We purchased a new home just before the crash in '07 & go...

    Miriam Berman said:

    Hi Kim, Have you looked at the mortgage page of our website? This could like you to a mortgage lender who may be able to help. If you have good credi...

    Miriam Berman said:

    Hi Have you looked at our loan provider links? They may be able to help you compared to the ones offered at the bank. Please let me know, Miriam

    Miriam Berman said:

    Hi You should be able to but I would recommend asking the credit card company if they will be reporting credit history on the 2nd applicant - some do ...

    Miriam Berman said:

    Hi Kathy Have you gotten in touch with any of our loan providers? I would recommend clicking on one of our loan provider links & ask if they can assi...

    Kathy said:

    Hi if you could help me with direction on refinance loans. Ive tried several sites and they say car is to old and has over a 100,000.00 thousand miles...

    Erick Baina said:

    If my wife will be a secondary applicant for the home trust secured visa, will she be able to rebuild her credit as well?

    Bentley said:

    I need a 5000$ loan for courses and credit cars debt I have bad credit can't get a loan threw my bank .. And I work ... What can I do.. I don't wanna...

    kim said:

    We already own a home worth 258,000 and put it up for sale. We wanted to go smaller and less money, however I was told that although our credit was go...

    Miriam Berman said:

    Hi, If you have bad credit, consolidating your debt is a good option to get on a better track. Please visit - https://www.bad-credit-loans.ca/debt-con...

    Miriam Berman said:

    Hi First, it would be a good idea to get a credit report. If you pay on time you should be able to secure a low interest rate. Have you consulted wit...

    Steven said:

    I don't know what my credit score is but I have applied for 2credit cards in the past year and I have been denied. I currently have one credit card th...

    Lap said:

    Hi I'm looking for at 5000-6000$ loan to consolidate dept and get myself up on my feet. I have terrible credit. Is there a link/site that could he...

    Miriam Berman said:

    Hi Mary, Thanks for getting in touch. You should try to get in touch with one of your lending partners that you can access through the links on our s...

    Business Loan For Bad Credit Approved said:

    Wow that was unusual. I just wrote an really long comment but after I clicked submit my comment didn't appear. Grrrr... well I'm not writing all that...

    Mary said:

    I just got discharge on my consumer proposal last august 2013, and I want to apply for a mortgage and planning to buy a house, I have a full time job ...

    Linwood said:

    Thanks for sharing your info. I really appreciate your efforts and I will be waiting for your further post thanks once again.

    Miriam Berman said:

    Hello Conrad, I recommend getting in touch with one of our loan providers through our links. If you have a steady job and are working your way out of ...

    Miriam Berman said:

    Please get in touch with one of our loan providers via the links. They can try to help you with your needs, Miriam

    chase jamieson said:

    I see home for 167,000. I do not have a down payment plus I have bad credit. I do have a good job. Please help

    Conrad said:

    Hi I'm looking for a personal loan for 30000 to Pay some debt and to buy a side by side. I have bad credit but I make really good money now. I ve been...

    Miriam Berman said:

    Hi Carrie, Have you tried the links on our site? For personal loans one of our providers should be able to assist you. Good luck, Miriam

    Miriam Berman said:

    Hi Holly, Have a look at the links on our site. Bad Credit Loans doesn't provide loans but helps consumers find contacts. One of our lenders should be...

    Holly said:

    I am a salesperson at a used car lot. We are looking for a finance company to work with us.

    Carrie said:

    I am looking for a secured credit card with $500 amount to help build back my credit.

    Yvonne said:

    They seem to have gotten me as well. Everything looked legit and I noticed the website was up since 2005 so I assumed it was ok since I couldn't find ...

    Miriam Berman said:

    Hi Eve Thanks for your message. We don't actually provide the loans but work with partners. They will need you to get in touch with them about their ...

    Miriam Berman said:

    Hi Char Lenders will look at your credit score so if this has been effected it could. I would go to our mortgage broker section and get in touch with...

    Char said:

    Between my daughter and myself we make $60,000.00 a year. But my credit isn't the best (company put 2 bills against me for the same thing, exact same ...

    Eve said:

    Hi, I need a loan of $10,000 to consolidate debt. I do not want to do a proposal of any kind. I want a loan from a legit loan company. My husband and ...

    Miriam Berman said:

    HI Kris You'll need to try to apply for the loan online. If you apply online you will get contacted from one of our loan providers and they can help ...

    Miriam Berman said:

    Hi Raymond You should apply and give it a try. Our lenders can sometimes work out unique solutions for users. Thanks Miriam

    raymond said:

    just curious if there are any lenders that will lend to someone in a consumer proposal I messed up and am now trapped in the payday loan cycle

    Mist said:

    I used 310 for a couple years for my loans. Never had an issue, they were fast and quick. Just today I applied for a loan, never heard back so I email...

    kris paige said:

    im stuck with back support of 3,582.50 and i cant afford half my pay is there away to get aloan to help with this

    Freddy said:

    Thanks for reply I used one of links I seen on page and was contacted next day regarding application now as I said I've poor credit so it's hard for m...

    Miriam Berman said:

    Hello, Try to use the links on our site to apply for the loan. We don’t provide the loan ourselves but one of the partner sites may be able to help yo...

    Miriam Berman said:

    Hi Freddy, Try to use the links on our site to apply for the loan. We don't provide the loan ourselves but one of the partner sites may be able to hel...

    Miriam Berman said:

    Hello, We can't say whether they are or not but we would advise you to check with the Better Business Bureau or similar organization. I hope that help...

    Sean said:

    I am looking for a loan to Build my credit, so far citifincial and other such places has turned me down, today i found http://www.easterncreditsolutio...

    Freddy said:

    Hello I am a permanent resident in canada I've made 1/2 mistakes now my credit rating is just very weak but I have a good full time job but cannot get...

    Guylaine said:

    Hi, I have been looking for a business loan of $35,000 and have had difficulty with 2 banks. I have almost maxed out all of my personal funds and cred...

    Shorty said:

    Looking for help to get into rent to own program - need loan for downpayment - can anyone out there help? No scammers, upfront fees please. Only thos...

    Miriam Berman said:

    Hi I would suggest clicking through to our loan provider links from our homepage. They may be able to provide you with a loan from the equity on your ...

    Miriam Berman said:

    Hello, You may still be able to get some assistance especially if you own your own home / have any other investments. It is best to check with one of ...

    Miriam Berman said:

    Hi You could try to apply for a loan for this by visiting - http://www.bad-credit-loans.ca/car-loans/. I do not know if they will approve the loan & ...

    Miriam Berman said:

    Hello Cathy, Try to click through some of the links on our site. You can apply for a loan online through these providers and they may be able to help ...

    Miriam Berman said:

    Hi Susan, I would recommend applying for a loan through one of our providers noted on our site. Many can provide individuals with bad credit or no cre...

    susan said:

    need a tempary loannto pay off some debts whete do i go bankrupcy not discharged

    Cathy said:

    Hi there, I'm looking for a personal loan for around $3,000 to $5,000. I've already obtained one from Easy Financial (they are fantastic) but unfortu...

    Mike said:

    Hello. I am looking for a 9000$ loan to purchase a vehicle from the US. Since the car is in the states I would have to pay cash. Is this something you...

    Methos64 said:

    Is it possible to get a loan if you are on ODSP?

    karen hoffmeyer said:

    we own our home paid in full would like to borrow 15000 on it

    Miriam Berman said:

    Have you checked out our site pages? There is some good information there & you can easily apply for a loan online. Let me know if you need anymore he...

    edward besaw said:

    Excellent chance to help improve credit

    Roger Carriere said:

    Looking for some info and loans to pay off bills

    kris said:

    I agree, I don't mind payday loans. As long as they don't call the employer. I just couldn't find any link on you website. Do you have any other sugge...

    Sarah said:

    Hi Kris. Unfortunately sometimes payday loans are the only option once traditional routes such as bank loans, have been exhausted.

    kris said:

    The car loan website has nothing on personal loans. I need a small loan for my mortgage payment which happened to fall at the same time as another pa...

    Sarah said:

    Unfortunately not Jannet. There is a $500 deposit required, however, we encourage you to apply for the card anyways as the customer service team may b...

    Sarah said:

    Hi Andy. We also help with debt consolidation - see here http://www.bad-credit-loans.ca/loans/

    Andy said:

    Do you only do car loans

    Jannet said:

    If you have bad credit, but own your car and home outright. No debt can you use them to acquire a credit card

    Luke Oxley said:

    My fiance and I are looking to buy our first house. Do you have any idea how much would we need to prove we make to get a mortgage for a $200,00? Assu...

    Lisa said:

    Hello I also have been dealing with Forestdale Financial regarding a 7000.00 loan to rebuild my credit thanks to my ex completely destroying it with...

    Sandi said:

    Thanks for contacting me Sarah. I should have mentioned that I was looking for a debt consolidation loan through Brenton Capital Group. Right now, the...

    Sarah said:

    Thanks for the feedback Sandi. It may be best to avoid Brenton Capital Group and seek other methods of repairing credit such as a secured credit card ...

    Sandi said:

    Hi Jamie. After applying online, I was contacted by Brenton Capital Group too. If you search them the way I have spelled it (i.e., Capital not Capitol...

    damain said:

    I was just reading the posts about Brenton capital group and like he said there not much that comes up on google I also checked ripoffreport.com and t...

    Miriam Berman said:

    Hi Kevin, Thanks for your message & the background. I'd recommend that you check out - http://www.bad-credit-loans.ca/loans/. There is a link that wi...

    Miriam Berman said:

    Hi Dylann Thanks for your message.I advise you to look at http://www.bad-credit-loans.ca/loans/ and click on the personal loans link to get assistance...

    Dylann said:

    Hello, I'm looking for a 6000$ loan to replace my blown engine any possibilities you can help me with?

    Kevin said:

    Hi, I am looking for a consolidation loan for $15k. I have weak credit rating, however never missed any payments on my credit cards or current loan. I...

    Miriam Berman said:

    Hi Mike, Would the purpose of the loan be to pay for the actual importation of the vehicle? Let us know a bit more details so I can understand who ma...

    Mike said:

    Hi I'm thinking of importing a car and would like to know if I can get a loan for that?

    Miriam Berman said:

    Hi Hank Thanks for your message - I'm glad you found our post helpful. If you're credit is strong on its own, applying for a mortgage in your own nam...

    Hank said:

    Great article. Very informative. Just for clarification on my end; if I have good credit and my wife has bad credit, would it be in our best intere...

    Miriam Berman said:

    Hi Jamie Thanks so much for getting in touch. We're glad you find our site helpful and hope that the articles help you with your loan requirements. W...

    Jamie said:

    Hi, I have been reading a lot of tips and advice from your website. Specifically, personal loans for people with bad credit. I filled out an informati...

    Miriam Berman said:

    Hello Lacey, First of all, we're so sorry to hear about the identity theft you experienced. It is a very difficult situation when this happens and it'...

    Lacey said:

    I am looking for a loan for $5000 that being said most my ID was stolen and so far all I have back is my health card SIN and birth certificate, where ...

    Miriam Berman said:

    Hi Ashley, if you get in touch with one of our affiliate loan providers (links are on our site) they may be able to provide a solution for you. They w...

    Ashley said:

    I am in need of a loan to pay off money that I owe to a friend, $3,000.00. I have $2,700.00 in credit card debt. I make $1,040.00 a month but have no ...

    Miriam Berman said:

    Hi Dave, Have you tried to apply for a loan through our site? One of the loan providers through our online application may be able to help you, Miriam

    Sam said:

    Hello, I been offered $10,000 unsecured loan from a place call forestdale financial. Anyone ever heard of it? They say it is to reestablish your bad c...

    dave said:

    Looking for short term 2000 - 3000 loan. Recently entered consumer proposal. I do have full time job and a car for collateral Any suggestions. N...

    Miriam Berman said:

    Hi Remi Have you tried one of our loan providers through the links on our website? I'm sure one of them can assist you.

    Remi said:

    I filed bankruptcy in 2010 and since I was able to get 2 credit cards, financing in private companies such as MDG and Dell. I also bought a car with a...

    Miriam Berman said:

    Hello Bad Credit Loans doesn't specialize in this but maybe one of our readers can help you. Anyone out there who can assist Jeffrey with his questio...

    Jeffrey G. said:

    Very nice article. Thank you. Are you or any of your readers familiar with the litigation loan business in Alberta? If so, how are the laws differe...

    Miriam Berman said:

    Hi, our site - Bad Credit Loans - doesn't provide the mortgage but you can look for a mortgage broker/lender via our site who is likely to help you ou...

    Miriam Berman said:

    What is your site? The link provided is unrelated to our site from what I can see.

    pwm said:

    We have 5% down payment. My wife has no credit reporting as she is from Thailand and has been here just 4 years. I have some small blemishes (2) on ...

    Nate said:

    Do you mind if I quote a few of your posts as long as I provide credit and sources back to your weblog? My website is in the exact same niche as you...

    Miriam Berman said:

    Hello Joel, Have you applied through our online application? Otherwise I can recommend getting in touch with the nomoredebts.org. They may be able to ...

    Miriam Berman said:

    Hi Candy, Are you based in Canada? If so you can apply on our site.

    Candy said:

    My husband and I are looking for a loan for down payment and a mortgage broker to get our family a home and fast we have to be out by end of June we h...

    Joel said:

    Hi all, I was wondering if there was a decent consolidation loan company out there, that I could use living in British Columbia? Prudent looked good u...

    Miriam Berman said:

    Hi Sarah Thanks for your message - I completely agree with your comments. It's always good to start with a trusted lender & then move to other option...

    Miriam Berman said:

    Hi Sarah Thanks for your message - I completely agree with your comments. It's always good to start with a trusted lender & then move to other option...

    sarahsmile said:

    I think it is always best to start with your own bank or credit union when applying for an auto loan. Working with a lender that you have a history wi...

    sarahsmile said:

    Just be an educated consumer and make sure you understand all the terms of your bad credit auto loan and use it as a means to reestablish your credit.

    Miriam Berman said:

    Hi Bobby, Thanks for your suggestion. It's always useful for our readers to hear about good lenders for their needs. Anyone else have a suggestion fo...

    Bobby Gimby said:

    Hi all - I've found that Prudent Financial is an excellent lender in the GTA. They have the lowest rates of any bad credit lender and they've been a...

    Miriam Berman said:

    Hi Amy, Thanks for your question - it's a great one! Bad Credit Loans doesn't provide loans directly but we help you get connected to lenders that do...

    Miriam Berman said:

    Hi Sharon, Thanks for your message. Bad Credit Loans provides advice for its readers and we offer links to loan providers. Depending on what you need ...

    Sharon Kakakeway said:

    Hi my name is Sharon. I'm looking to borrow $10,000. I'm not going to beat around the bush here, ok. I need this money for box that is being delivered...

    Amy said:

    I am hoping your company can help. Do you do secured loans on a private sale vehicle?

    Miriam Berman said:

    Hi We can provide you with referrals to others who can assist. From what you've noted, you may want to consider speaking to a debt consolidation firm...

    Miriam Berman said:

    Hi All of our applications are available online through our site. Have you looked at http://www.bad-credit-loans.ca/payday-loans-online/? This may be...

    mary currie said:

    hello there I know it is not easy for me I tried ask for 1,500 loan for my vacation.. they wont approve me .. I work full time for almost 14 years ....

    steven said:

    hello could you explain to me how this works if i owe money to collections on my credit bureau report for my bills do you help pay them and then i pay...

    Miriam Berman said:

    Hi Do you provide loans to Canadians?

    Miriam Berman said:

    Hi Amanda, What is your question? How can we help? Miriam

    Amanda said:

    I am hoping you can help me out.

    Miriam Berman said:

    Hi Pauline, Thanks for your post. If you are looking for a loan for a home you may want to look at our mortgage lending page - http://www.bad-credit-l...

    pauline said:

    I need aloan for 60000 so I could buy a house please let me know if you can help bad credit also want to pay off consolidate prosal ,have good job Pa...

    Miriam Berman said:

    Hello, Yes - this is all very true. Do you feel using credit cards or paying them off quicker can assist in this? Miriam

    Miriam Berman said:

    Thank you - I have removed his posts.

    Nicholas said:

    Another reason to refinance your mortgage is to pay it off faster. Set Mortgage Rate: The interest rate here does not change throughout the entire p...

    Sylve said:

    applied for a loan on January 1st but i never got a reply from, www.badcreditloan

    Miriam Berman said:

    Hi Sylve, Thanks for your comment. Do you have bad, poor, fair or good credit? If you are looking for a car loan, you can raise an application to a le...

    Sylve said:

    I want to get loan for $ 10,000 can you help where to get

    Miriam Berman said:

    Hi Domenic, We would steer most of our readers away from Payday loans so they can manage their money better. Personal loans are always a good idea whe...

    domenic said:

    need a personal loan not a payloan where i can pay some bills and car payments

    Miriam Berman said:

    Thanks - it's always good for our readers to have different alternatives. All the best, Miriam :)

    Miriam Berman said:

    Hello, Thanks for your message. Our site doesn't provide loans directly. If you've been pre-approved than you will be contacted by the provider with f...

    nathen schnarr said:

    was i approved with you cause it said after was done applying i was prep-approved what does that may ask cause nothing send to me

    Miriam Berman said:

    Hi Bill, It's awful to hear that you got caught up in identity fraud. Unfortunately this is on the rise & many people face bad credit situations becau...

    Miriam Berman said:

    Hi, There are a range of sites you can visit that talk about obtaining loans even if you have bad credit. Also you should try to find ways to manage y...

    Miriam Berman said:

    Hello Alice, There are a number of providers who can assist you with getting a loan in Canada, even if you've got credit that's not the best. If you...

    Alice Chong said:

    I would like to borrow up to $5000 and please let me know how to apply as I dont have a very good credit.

    mohsen said:

    I need 2nd mortgage for bad credit, Thanks

    William Allen said:

    Hi Sarah my name is William bit can call me Bill. Ive been reading what your materials about seeking for pwrsonal loans for people with bad credit. H...

    Chad said:

    Need a personal loan please email me info

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